Bright Health Insurance

The last thing you want when making a decision to seek treatment for addiction recovery is for poor insurance coverage to stop you from getting sober. It can be overwhelming and daunting to try and find the right insurance plans to cover your medical care.

Bright Health has curated a network of doctors, hospitals, and care facilities to make finding a provider stress-free. Offering coverage in 13 states and counting, Bright Health offers addiction treatment plans in Florida for those seeking affordable recovery services. Bright Health Insurance outlines its plans in an easy and transparent way. At Coastal Detox, we make sure insurance never comes between you and the care you deserve. That’s why we’ve partnered with Bright Health to make sure you have options!

Bright Health’s Insurance Policies For Addiction Recovery

Bright Health Insurance was founded in 2016 and offers affordable health insurance coverage. Insurance will help cover the payments of medical treatment, including both medical and mental health-related services. Since the passing of the Affordable Care Act, insurance plans are required to include substance abuse, addiction, and mental health in their covered services. 

Insurance companies typically have different layers of coverage, so it’s always best to double-check your plan with Bright Health to see how long you are covered for, and which specific services have coverage. If you ever feel like your plan isn’t offering what you need, it’s easy to upgrade or change plans with their open enrollment. 

Professional Treatment Options with Bright Health

Bright Health’s Insurance Policies For Addiction Recovery

Bright Health has an entire network of qualified professionals ready to offer their services to you on your journey to recovery. Addiction treatment requires multiple types of services and providers. That’s why Bright Health is continually expanding and updating its list of professionals. Some services you can expect to be covered under your plan include:

Having access to quality professionals will ensure you are receiving the best possible care. Once your account is activated with Bright Health, you will be able to browse the vast amount of professionals available to you for your treatment in Florida!

How Does Bright Health Cover You?

Bright Health is more than a company; its individual employees are dedicated to helping those in need get the medical attention they need. Their mission is to make addiction recovery services as affordable and accessible as possible. Some ways Bright Health services you include:

Bright Health Coverage Plans for Addiction 

Bright Health has four main program options for coverage that you can use for treatment in Florida. Everyone has different needs when it comes to what services they need, and to what extent. Bright Health has created these options to make sure every type of patient has a coverage option that makes sense for them. These plans include:

Gold Plan

Bright Health’s Gold plan is the highest level of coverage offered. With this plan, you will receive a generous amount of coverage and have access to more frequent appointments. The premium will also be the highest out of the options. This plan is best for those who expect to need more medical attention, prescription medications, or have multiple health concerns/dual diagnoses. 

Is Bright Health Coverage Enough to Cover Your Treatment?

Silver Plan

Silver plans are a step down from their top-level Gold plan. While still offering decent coverage for addiction recovery and prescriptions, this plan will have slightly less coverage. This plan is best suited for those expecting to use their plan an average amount and prefer lower premiums.

Bronze Plan 

Bronze plans will have the lowest premium but the highest deductible. This means that, while it’s more affordable on a month-to-month basis, it can ultimately be more costly. This plan is best for people in good health who don’t expect to utilize their health care too often. 

What Addiction Services Does Bright Health Cover?

It’s important to review the coverages offered by your healthcare provider to make sure your individual needs will be met. Some of the services covered under Bright Health include:

EPO Insurance Plans

An Exclusive Provider Plan (EPO)is an insurance plan that has a local network of providers within their eligible services. Your plan will only cover those within the network, and if you choose to see someone outside of that network- you will likely be paying out of pocket. The good news is that because you are using their preferred network, your premium and deductible are much lower than a private health care provider would be. 

The majority of Bright Health’s Insurance plans are EPO. If you live outside of Florida or a covered state, you may have to travel in order to get covered under their plan. If you live in Florida, Bright Health has plenty of options for any type of provider you need. 

In-Network Vs. Out-of-Network with Bright Health

Bright Health offers coverage for those within their network who fall under the approved geographical locations. Pricing of policies is based partially on the location of the individual at the time of registration. Since different locations tend to vary in costs for medical facilities, coverage will likely only apply within your designated radius. Make sure you confirm with Bright Health or ask your provider about whether or not you’re covered. In many cases, Bright Health can work with you to update your location of coverage if needed. 

Is Bright Health Coverage Enough to Cover Your Treatment?

Bright Health Insurance coverage in Florida will provide the necessary medical coverage for your addiction rehabilitation services. In many cases, people seek alternatives for additional treatment on top of the standard provided services. Some things that Bright Health may not cover include:

It’s important to keep in mind that Bright Health only covers services that are recommended or requested by your medical provider. 

What Addiction Services Does Bright Health Cover?

Bright Health Plan Qualifications and Fees

When applying for Bright Health Insurance, you will be asked a series of questions that determine your financial responsibility for your coverage. This will include age, income, pre-existing conditions, the expected frequency of use, and so forth.

Using this data, Bright Health will offer you a premium plan and you will be responsible for paying an initial amount in full and then small fees each time you require a service. You must be listed as an insured on the policy to receive coverage. 

Bright Health’s Role in the Aftercare Process

Bright Health Insurance understands that recovery does not stop when you leave an addiction treatment center. Addiction recovery is a lifelong process, and Bright Health is prepared to support you along the way. You will have continuous coverage for licensed therapists,  counselors, medications, and some holistic services. 

For questions about services, Bright Health Insurance provides customer service resources as well as detailed coerced descriptions on their website. These are available to you anytime while you are a subscriber.  

Coastal Detox Provides the Coverage you Need

Coasted Detox has partnered with Bright Health Insurance to ensure that addiction detox and recovery in Florida are available and affordable for anyone in need. Finances should never be a reason why you aren’t able to receive the proper care for your addiction. Coastal Detox is here for you every step of the way. For any and all inquiries, please contact us today to speak to our addiction specialists. 

References:

https://www.healthcare.gov/glossary/affordable-care-act/

https://brighthealthcare.com/individual-and-family/resource/how-to-get-aca-subsidies

Real Client Testimonials

  • Before coming to coastal I was hopeless, helpless, and my family wanted nothing to do with me. It wasn’t the first detox I’d ever been to, but it was the only one who showed me so much love and compassion. They gave me hope. It’s hard to put into words the amount of gratitude I have for this facility. The employees were my family when I had none. The staff went out of their way to make sure not only were my physical needs taken care of, but my emotional needs as well. From the first phone call prior to admission, to helping me set up continuing care, they never missed a beat. Even going as far as to help me with my legal issues via Zoom court. This isn’t just a detox, they are the family I never had. All of the techs, especially Karen, are phenomenal. They will take the time to listen to you, laugh, and cry(if needed) with you. If you are reading this and you or your loved one is suffering like I was, go to Coastal Detox. The level of care is more than I could ever put into a review. It wasn’t the first detox I’d been to, but it has been my last; I owe them everything I have today, including my life.

    Travis B. Avatar
    Travis B.
    12/07/2020
  • Had a really good experience at Coastal. The staff really went above and beyond in helping me get in and gave me the respect l, space and care I needed after I first got there. As I started to fell better they encouraged me to take part in groups which helped get me out of my head and bring positivity and health to my thinking. They had a great massage therapist, who came daily and it was evident the nursing staff genuinely cared. Got to know some of the staff as well and I’m grateful for the cooks Joe and Chris. Those guys literally made us sirloins and pork chops for dinner. Also I gotta thank Chris and Chris for helping me get in and setting me up with a transition plan. Real grateful for that help, I’m not sure if it’s management intention to hire guys named Chris but they got a good thing going there. Overall, I’m clean and sober today and walking it out. Coastal gave me a base that set me up for the success that I’m walking in today

    Brandon B. Avatar
    Brandon B.
    1/16/2020
  • My family is very thankful for Coastal Detox. They have went above and beyond for my son a few times. Unfortunately he has needed their help more than once and they have ever turned their back on him, even when he was at his worst. Jeannie and Chris have been amazing and kept me informed through the entire process. They truly care about the addict and want to help them especially when it would be easy to give up on them. I had many detox facilities be rude and uncaring to me when I was searching for help for my son, but Coastal never did that to us. I don't know the names of all the team members that have helped my son but I know their are many and y'all are angels!! One day we will be able to pay it forward and help someone as you have helped us. Thank you for all you do!!

    Brenda A. Avatar
    Brenda A.
    1/01/2020
  • Can not say enough nice things about Coastal Detox & staff. Family member was there, told me five stars for the facility & all whom she interacted with. Said the facilities, ambience..., cleanliness, grounds, food, (think their chef is five stars), were all top shelf. All I interacted with personally & on the phone were patient, professional, responsive & caring. Kudos to so many: Jeannie Jones, Clinical Director whom I spent the most face to face time with: great oversight, patience & follow thru. Raquel Barker, Therapist was so understanding & on spot with her assessments/care. Kris Garrigus Admissions Director, another Coastal professional whom I cannot say enough nice things about, always so patient & responsive to my probably too frequent inquires. Not to be forgotten is Judy Tucker, Director of Operations she too so patiently "put up with me"
    I highly recommend Coastal Detox

    Susan C. Avatar
    Susan C.
    11/13/2019
  • Can not say enough nice things about Coastal Detox & staff. Family member was there, told me five stars for the facility & all whom she interacted with. Said the facilities, ambience..., cleanliness, grounds, food, (think their chef is five stars), were all top shelf. All I interacted with personally & on the phone were patient, professional, responsive & caring. Kudos to so many: Jeannie Jones, Clinical Director whom I spent the most face to face time with: great oversight, patience & follow thru. Raquel Barker, Therapist was so understanding & on spot with her assessments/care. Kris Garrigus Admissions Director, another Coastal professional whom I cannot say enough nice things about, always so patient & responsive to my probably too frequent inquires. Not to be forgotten is Judy Tucker, Director of Operations she too so patiently "put up with me"
    I highly recommend Coastal Detox

    Susan C. Avatar
    Susan C.
    11/06/2019

No products in the cart.