If I Have Insurance Through My Job, Will It Cover a Detox Center In South Florida?

South Florida has some of the of the best specialists on hand to help you get your life back on track. Many people, in the eastern united states, choose this area for themselves, or their loved one, because of the relaxing environment offered and the friendly community they meet. You want that special person in your life to beat this addiction and come out victorious, so it’s important they find a detox center that will work.

However, many find themselves without a lot of funds due to their addictive pasts, so they don’t seek help. Or they don’t know where to go to get help for their problems. It’s important that they realize all the solutions available to help them get their life back in order. Payment plans are one way to go. Sometimes, a government-funded plan will help, but, not everyone has that option, so they come to us asking whether the insurance policy through their place of employment, will cover it.

The good news is that many insurance companies will cover a detox center. The Affordable care act, put in place by a previous president, Barack Obama has helped get treatment programs, and mental health services, covered under most policies as a legitimate medical condition. What services are covered and how much they cover differs with each policy plan though. If your insurance policy covers rehab, contact the company for more information about the coverage.

The next question we get often concerns the plans we accept for our services. You’ll find that we accept many of the major insurance companies offered by many of the South Florida area employers. For a list of the companies we accept, check out our website or call one of our representatives to find out.

Questions to ask your Insurance provider About Coverage on Detox Centers

Here are some questions you should ask your insurance representative about detox coverage for your plan:

  • What coverage do you provide for treatment?
  • How much does it pay for in-network providers and out-of-network providers? (If applicable)
  • Are inpatient services covered?
  • Are prescription medications covered?
  • What is the deductible?

Let’s explore why each question listed is important to know.

What coverage do you provide for treatment?

While many insurance policies cover detox centers, most will require you pay a certain portion of the expenses incurred. This may require a co-payment or they may pay for only certain parts of the treatment, leaving you to pick up what’s left. Each policy is different as far as what they will and will not cover, so you need to check with one of their agents to see where you stand with yours.

How much does it pay for in-network and out-of-network providers?

For those who have insurance plans that deals with the in-network and out-of-network providers, you will need to know which is which on your plan. In-network providers will be the list of centers they approve for their insurance coverage services. Typically they pay the most for the services they approve. The out-of-network centers are ones they pay a smaller portion for since they’re not approved providers. If the treatment program you’re looking to get into is an out-of-network provider, then you should be prepared to pay a higher amount than what you would’ve with the in-network list.

Are inpatient services covered?

As a part of your treatment program, you may need inpatient services. But, not all insurance companies cover this, though. They may ask that you have outpatient services first before getting into one of the inpatient programs. Only when outpatient treatments turn out to be insufficient, will they cover a portion of the inpatient program, in some cases. It’s important to know this before signing up for any rehab services.

Are prescription medications covered?

Treatment programs sometimes require prescription drugs as part of the treatment process. Some companies may cover them while others may not. You will need to check with your health insurance plan to find out if there’s a co-pay for the drugs or if you need to pay them from your own pocket.

What is the deductible for my plan?

Find out what your deductible is. Your insurance plan may kick in a good portion of the treatment center after you pay the deductible amount. Sometimes, it could be 100% after the deductible is met. Again, each plan is different when it comes to the details, so be sure to find out what your plan will cover for treatment centers.

What do I do if my insurance doesn’t cover it?

In the event that an insurance company denies coverage, or if they pay very little of the treatment costs, there are still options to explore. We built our center to help those who have addiction problems, so we will work with you, to the best of our ability, to make your treatment happen. Alternative choices for payment options are:

  • Payment plans for the whole treatment process
  • Payment plans for what insurance doesn’t cover
  • Payments made by family and friends

You have the option to self-pay for your services, whether you’re paying for the whole program or for the rest after insurance covers their portion. You will need to contact us about the self-pay option so we can help set up a payment program that will work for your situation.

Also, you don’t have to go at it alone. Your family and friends can help pay for your services. We have an easy to use, but secure, deposit system set up on our website. Your friends and family can deposit money into an account, set up for you, to help ease some of the costs off your shoulders.

If you’re ready to leave your addictive past behind and start taking control of your future, call us at 877-978-3125. We have customer service professionals on hand to answer your questions or to help you start the sign-up process. Trust us to help you beat your addiction and become victorious for the future.

Connor Barton
Connor Barton
2022-06-03
Verified
The staff here is amazing. Caring and attentive. I finally kicked the sticks and couldn’t be happier.
Jacob Rashid
Jacob Rashid
2022-06-03
Verified
So nice to have Grandma back to her old self. She has struggled with xannies for as long as I can remember. The staff were so attentive and met her where she was, not where they wanted her to be. Thank you Coastal Detox!
Tara Payne
Tara Payne
2022-05-20
Verified
I struggled with alcohol addiction for most of my life. After many tries nothing worked.It was my 43rd birthday and I wasn't gonna see 44 if I didn't get help. I called around and found Coastal. So glad I did. I am so grateful for EVERYONE there. This beautiful facility is not just a detox. They actually have programs to help you learn to live a sober life and enjoy being yourself again! Entire staff is awesome! (Ms Diana ❤️ and Mrs Karen ❤️)They really understand how your feeling as most are in recovery also. If your looking for some help please give them a call. I give them 10+stars. Five months sober now!!! Thank you Coastal!!!
Bob Hawkins
Bob Hawkins
2022-05-04
Verified
The entire staff of Coastal is great, the therapists, the nurses, the techs, everyone. It’s a great environment to begin your recovery in. As an added perk, the food is some of the best you’ll ever have thanks to the chefs.
Tony Givens
Tony Givens
2022-05-04
Verified
My experience at coastal detox was very good, the staff there is terrific. They helped me get through the process of detox in a safe and professional manor.
Jodi Silverman Goldberg
Jodi Silverman Goldberg
2022-03-21
Verified
It been almost a year!! Thank y’all
Matthew Mcnulty
Matthew Mcnulty
2022-03-07
Verified
This is the top tier Rehab/Detox center in Southeast FL. I’ve heard nothing but good things about them. Their attention to detail is impressive. They specialize in treating alcohol abuse among several other conditions. If you or a loved one are looking for a blueprint on how to sober up…Coastal Detox will lead you there.
Mary Katz
Mary Katz
2022-02-26
Verified
My experience with Coastal has been one of empathy, kindness and family. From Admissions to Nurses to techs I have never felt so cared for. Food and drink 24/7. Coastal is a place I went twice. First time 14 days next 6days later for another 11. At 59 and umpteen detoxes Coastal by far is Heaven Sent! As a Nutritionist and Trainer, I'm so happy to be back....the Mary ,who was lost:)
vicky ehr
vicky ehr
2022-01-29
Verified
Great place . Helped me so much I am a 64 year old woman and this place got me sober with dignity and kindness. I highly recommend it plus the food is incredible. Rooms are really well laid out. 2 guys to a room . Each bed has its own t.v with head sets so you dont bother your roomate. Take an extra pillow and comfort blanket from home. At least 3 pairs of pj’ s sock and shoes and comfortable clothing fit. You do your own laundry there. I will send you the link to look at. After thinking all morning this is hands down the place for you. Lots of young people and fantastic therapists. For my wonderful son who suffers. From addiction the way I do.

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