Do Luxury Detox Centers Take Insurance?

how to get sober in florida

For a lot of addicts, detox is a necessary part of the addiction treatment process. The reason why is very clear. When someone decides to suddenly stop using serious narcotics like heroin or meth, they face the distinct possibility of encountering significant withdrawal symptoms. In some cases, withdrawal symptoms can be life-threatening. A medically monitored detox process allows a new patient to deal with the withdrawal process in a safe and comfortable environment. Under a doctor’s care, they are almost assured of getting through the detox process with a clear mind and body on the way to therapy.

It shouldn’t come as a surprise that some folks prefer getting treatment in a luxury addiction treatment facility. If a luxury detox facility is part of the program, all the better. For a moment, let’s list some of the features one would expect to find in a high-end, luxury addiction treatment facility:

  • Exercise amenities that might include exercise machinery, a personal trainer and sauna facilities
  • Recreational amenities that might include a swimming pool, tennis court, billiards tables and horseback riding stables
  • Gourmet meals prepared by a professionally trained chef and nutrition expert
  • Holistic therapy options like yoga, music, writing and art programs
  • Private rooms and baths
  • Spa facilities

This kind of luxury might seem out of place for addiction treatment, but it’s comforting for some people to know they have options. It’s actually an encouraging sign when someone who has been destroying themselves with drugs and alcohol suddenly feels the need for a little pampering. If pampering is what it takes to get someone into treatment, there’s plenty of facilities like ours that are willing to provide that kind of service.

As for detox, patients are less likely to be focusing on amenities when their bodies are going through rapid and sometimes painful withdrawal symptoms. We are talking about symptoms like:

  • Vomiting, nausea and diarrhea
  • Convulsions and tremors
  • psychological side effects like paranoia, anxiety, depression and anger
  • Hallucinations
  • Sleeping issues like insomnia
  • Heart and breathing issues
  • Severe muscle and stomach cramping

However, there’s nothing wrong with wanting a little pampering during the detox process. At the end of the day, everything comes down to affordability, which brings us to a very important question: “Do luxury detox center take insurance as a form of payment?”

Do Luxury Rehab Center Take Insurance?

Before we answer this question, we want to explain that the addiction treatment industry varies a great deal from one facility to the next. They offer different types of treatment programs and accept different modes of payment. Of course, patients prefer getting benefits from their healthcare insurance programs. With that in mind, many addiction treatment centers, ours included, try to offer insurance as an accepted payment option.

Addiction Treatment and the Affordable Care Act

For many people, insurance coverage got better in 2009 with the passing of the Affordable Care Act (ACA). That’s particularly true for people who need addiction treatment. Under the ACA, insurance carriers are required to cover addiction treatment the same way as they would any other medical condition. Generally, that means any addiction treatment center that accepts insurance payments from a major healthcare insurance provider will likely also accept insurance to pay for detox.

How Luxury Affects Insurance Coverage

Nothing related to healthcare insurance is absolute. The ACA actually gives healthcare insurance providers a bit of leeway when it comes to the level of coverage they have to provide for addiction treatment. That’s where getting treatment from a luxury detox facility becomes a bit of an issue. Yes, there are some insurance policies that will cover detox from a luxury detox facility. If the coverage is not 100%, the patient would be required to cover the difference.

As we stated above, the ACA does give insurance carriers a bit of leeway. As such, it’s far more common for a basic healthcare plan to cover only a portion of detox under any circumstances. When it comes to any form of luxury treatment, the level of treatment coverage might be even lower. It’s not a matter of wanting to deny patients the best treatment possible, it all comes down to dollars and cents.

To answer the stated question, yes, most insurance plans will cover at least a portion of the costs related to a luxurious detox center. If the patient can shoulder the rest of the costs, there’s nothing wrong with them going through the best detox program possible.

There is Hope

All of the above information is directed towards the standard employer sponsored healthcare plan and government insurance programs like medicare. With private health insurance policies, things can be a little different. A lot of the so-called “Cadillac” insurance plans might go as far as to cover 100% of treatment in any type of facility. That works out well because those who might want luxury treatment because they are the same ones who can afford private insurance plans with premium coverage.

At the end of the day, it’s the patient who needs to works with the treatment facility’s and insurance company’s administrators to determine the extent of coverage. After doing so, it will become easier for the patient to make an informed decision about the kind of detox treatment they want to pursue.

It’s unfortunate you are dealing with an addiction. It’s equally wonderful you might be ready to get help. If you are ready to battle your addiction all the way to a full recovery, we want you to contact one of our staff members at 866-802-6848. We are available 24/7. A normal life without the cycle of addiction is only one phone call away.